These days, if someone wants to gather lots of cash, he or she has two options, make the investments, or rob a bank. Off course, the second option isn’t something too popular to do. So, the only option left is to make the investments. But, actually, making as investments in such difficult era like now would be as dangerous as if we rob a bank. There are so many risks that we have to face if we make and investments.

The risks are such as: the defaults of the people that we put our money as investment to run some business that they have. The second risk is the possibilities of the failure of the business. In this condition, there is absolutely nothing that you can do as investor. Those two risks are scary enough for us to make some investments. But, keeping our money in the banks isn’t such a wise way either. The money would be increasing but actually, after some periods you would be know that the money is decreasing slowly.
» Continue reading “Options for Money Owners”

The global recession turned to be such a huge snow ball that hits almost all aspects of live. Somehow, in the beginning, there is a sector that seems fine and not touched by the global crisis. The sector is the football business. Do you remember when the Manchester City was taken over by the Arabian businessman? They bought Robinho from Real Madrid and broke the transfer record in the English Premier League. Not long from now, again the Manchester City’s owner decided to bargained over Kaka’ the (former) AC Milan (Italy) playmaker. They made a giant bid for kaka’, and about to break the transfer value record from time to time that still held by former Real Madrid player, the legendary Zinedine Zidane.
» Continue reading “The Anti Global Crisis of Real Madrid FC”

In the business world, some people have to make some comprehensive financial planning to make sure that their business would be ready to face anything, including the global recession. Although the boards of director of a company already set some plans to face the emergency situations, still the effect of the global recession cannot be handled by many companies. Somehow, some of them are pushed to close down their business, since they cannot afford the operating costs anymore.

Some other companies are dying; they are struggling to survive and hope that the crisis would be better soon enough before they had to close the companies. Some of the companies pushed to fired some of their employees to make some significant budgeting cut offs. Still, those actions that they did cannot safe the companies. One by one they had to clod the operational and released their employees. Some of them decided to postpone the operational process until undefined time.
» Continue reading “The Global Impact of the Global Crisis”

It has been known for a while that in Islamic economical rules, the interests are forbidden. The Islamic rules consider the interests as something illegal. According to the Islamic rules, the best economical system is what called as the Syari’a economic. The based principal differences between the Syari’a economic and the conventional economic is that the Syari’a economic doesn’t allow any kinds of interest. The Islamic rules called as riba’.

The basic rules of the Islamic economic is that all kinds of economical activities based on profit sharing. No matter the business has making some profits or not, still the accounting must be suing the open management. After some comprehensive internal auditions, the share holders sit in one table to talk about the business. If the business make some profits, than it means the meeting was about to share the profits. In contrary, if the business was loss, the board of shareholders is going to talk about the continuity of the business.
» Continue reading “The Alternative Economical System in the Global Recession”

After the global crisis, all of the economical aspects are in such bad conditions. People are trying so hard so survive from the global crisis’ effects. Some people have become the victims of the global crisis. The companies where they work have been bankrupted, or some of they had to do the rationalization to keep the companies running. This situation has created another problem after the global crisis, the increasing of the unemployment. Somehow, this recent situation isn’t going to be better soon enough, according to some economical experts.
» Continue reading “Wrong Hand that Received the Helps”

Remember when you are a little kid? Your mother and father or perhaps you grandmother and grand father gave you some small coins to be save to the deposit box. Surely, that was a very good behavior that your parents and your grand parents taught you. They taught you to save money as much as it’s possible to be use as a back up when we need something urgent.

Now, as parents, perhaps you should do the same thing to your children. By teaching and give them some example to save some money, surely they would adapt the good habit and perhaps one day they would start to save their money. When they grew up, they would feel the benefit of this habit.
» Continue reading “Set a Deposit Habit for the Children’s Mind”

If you have some money, what would you do? The safest way is save it to the bank. You could use the banks product as the money deposit. But you still must be careful about that. There are so many banks in this world. There are also so many banks in the city that you are living in. You must be really careful to pick the most credible banks to make sure your money is safe.

You could choose the government bank as you bank. The government bank could be assumed as the safest bank because it’s been backed up by the government. But surely, the government banks usually don’t offer such an interesting benefit for your savings. If the private banks could offer you some high savings interest, but in contrary, the government banks could also provide some low savings interest for you.
» Continue reading “Pick the Perfect Bank for Your saving”

Making a perfect planning is a very good action that actually needs to be done by everyone. But actually, there are very small people would love to do such planning for their life. The most important planning that people should have is the financial planning. They need to have some precise forecasting of their financial conditions.

They should make some prediction ahead based on their current income. With the current income, what would they able to do for perhaps 3 years ahead. They need to make a plan for them to determine what that they should do in the future. For example, some people have to set the plan as, maybe, within two years you are going to get married. It means, start from today, you have to start saving some money to prepare your wedding day three years more.
» Continue reading “Personal Financial Forecasting”

The global recession has successfully damaged almost all business sectors. One of the businesses that were hit so badly is the property business. Some of the real estate player decided to postpone their production because they cannot effort the costs anymore. They have to recount and recalculating their property before they decide to continue the productions.

The raw material for the property has reached its highest price ever. Their workers also ask for some raisings. The property businessmen prefer to shut down the production for a while until the condition gets a little bit better for them to restart the business. For some businessmen on this field, the postponed of the production process also caused the some problems.
» Continue reading “The Effects of the Global Crisis to the Real Estate Business”

As the technology has developed, the business today doesn’t have any border anymore. People could do business in anytime and anywhere. There are so many businesses that could be done by using the internet. One of those kinds of business is the derivative business. Today, people could trade by using the value of the stuff. People don’t always have to carry on the stuff to make a trading transaction anymore. That is why it called as the derivative transaction.
» Continue reading “The Derivative Businesses”